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Compound interest calculator

See how a balance grows when interest is added to your interest. Add regular deposits to see the difference.

    Balance after 20 years
    $109,333
    Total deposits
    $58,000
    Interest earned
    $51,333
    Year 0Year 20Balance (solid)Deposits (dashed)

    Year by year

    YearDepositsInterestBalance
    1$12,400$567$12,967
    2$14,800$1,287$16,087
    3$17,200$2,165$19,365
    4$19,600$3,212$22,812
    5$22,000$4,435$26,435
    6$24,400$5,843$30,243
    7$26,800$7,446$34,246
    8$29,200$9,254$38,454
    9$31,600$11,277$42,877
    10$34,000$13,527$47,527
    11$36,400$16,014$52,414
    12$38,800$18,751$57,551
    13$41,200$21,751$62,951
    14$43,600$25,028$68,628
    15$46,000$28,595$74,595
    16$48,400$32,467$80,867
    17$50,800$36,660$87,460
    18$53,200$41,190$94,390
    19$55,600$46,075$101,675
    20$58,000$51,333$109,333

    Assumptions: deposits are added at the end of each month, and the rate is a fixed nominal annual rate. Choosing a currency only changes how amounts are shown. It does not convert your balance. Estimates only.